Trusted Microfinance • Nairobi, Kenya

Financing dreams. Empowering businesses. Transforming lives.

Affordable business financing for women entrepreneurs, SMEs, farmers, jua kali artisans and youth across Kenya.

50,000+ Kenyans growing with us
Kenyan woman entrepreneur in her shop
50,000+
Businesses Empowered
KES 500M+
Loans Disbursed
15+
Counties Served
95%
Customer Satisfaction
Loan Products

Financing built for the way Kenya works.

Six loan products, each shaped around the realities of a Kenyan business.

Most Popular

Business Loans

Working capital, stock financing, and expansion loans for growing enterprises.

Amount
KES 50K – 5M
Tenor
3 – 24 months
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Preferred rate

Women Enterprise

Purpose-built financing for women entrepreneurs with mentorship support.

Amount
KES 20K – 2M
Tenor
3 – 18 months
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SME Financing

Growth capital, equipment financing, and expansion loans for SMEs.

Amount
KES 200K – 10M
Tenor
6 – 36 months
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Agricultural Loans

Seasonal financing for farm inputs, livestock, and equipment.

Amount
KES 30K – 3M
Tenor
Season based
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Startup Loans

Youth and first-time entrepreneurs launching new enterprises.

Amount
KES 20K – 500K
Tenor
6 – 12 months
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Same-day

Emergency Loans

Quick access short-term credit with flexible repayment.

Amount
KES 5K – 200K
Tenor
1 – 6 months
Learn more
Who We Serve

Every Kenyan hustle, backed.

From the market stall in Gikomba to the smallholder in Meru, we finance the people who build this economy.

Women Entrepreneurs
Women Entrepreneurs
Shops, salons, boutiques
Farmers
Farmers
Crop, dairy & poultry
Youth Entrepreneurs
Youth Entrepreneurs
Startups & digital business
Jua Kali Artisans
Jua Kali Artisans
Workshops & trades
Small Businesses Market Traders Retail Shops Service Businesses SMEs Farmers
Why Choose Mamaland

A financial partner, not just a lender.

We measure success by the businesses that outlast their loan.

Fast Processing

Decisions in as little as 24 hours.

Flexible Repayment

Terms that follow your cash flow.

Affordable Rates

Competitive, honestly disclosed.

Transparent Lending

No hidden fees. Ever.

Friendly Support

Real people, in your language.

Trusted Institution

Locally owned, deeply rooted.

How It Works

From application to funds in days, not weeks.

01

Choose Loan

Pick a product that fits your goal.

02

Apply

Submit the short application form.

03

Review

We review your documents.

04

Approval

Decision within 24–72 hours.

05

Receive Funds

Direct deposit to your account.

06

Grow

We stay with you as you scale.

Success Stories

Real Kenyans. Real growth.

"Mamaland gave me KES 150,000 to stock my mitumba shop. Six months later I've doubled my inventory."
Wanjiku M.
Market Trader, Gikomba
+120% revenue
"The seasonal loan meant I could buy feed at the right time. My milk production is steady now."
Joseph K.
Dairy Farmer, Kiambu
3× herd size
"Fast approval, no games. I opened a second branch and hired two young stylists."
Amina H.
Salon Owner, Eastleigh
2 branches
FAQs

Answers, before you ask.

Apply in 3 minutes

Ready to grow your business?

Apply today and speak with a Mamaland financial advisor. No hidden fees, no jargon — just clear next steps.

No obligation to accept
Decision in 24–72 hours
Dedicated advisor per applicant

Loan Application

We'll be in touch within one business day.

By submitting you agree to our privacy policy. Your data is safe and never sold.

Contact

Visit us. Call us. Message us.

Head Office

Kimathi Street

Nairobi CBD, Kenya

Phone

+254 700 123 456

+254 20 000 0000

WhatsApp

+254 711 000 000

Chat 8am – 8pm

Email

hello@mamaland.co.ke

loans@mamaland.co.ke

Google Maps — Mamaland Capital HQ, Nairobi

Business Hours

  • Monday – Friday8:00am – 6:00pm
  • Saturday9:00am – 3:00pm
  • SundayClosed
  • Public HolidaysClosed
Visit Our Office